Cashback is a reward system where customers receive a percentage of their spending back when making purchases. It is a popular loyalty benefit offered by banks, credit cards, and shopping platforms.
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What Is Cashback?
How to Get Cashback?
Follow these steps to earn cashback:
- Sign up for a cashback program (credit card, app, or website).
- Shop at participating stores or online platforms.
- Pay with an eligible card or through a cashback service.
- Receive a percentage of your purchase back as cash or points.
Types of Cashback Programs
Different cashback options are available:
- Credit card cashback – Earn rewards on every purchase.
- Cashback apps – Get money back via mobile apps like Rakuten or Honey.
- Bank offers – Some banks provide cashback on debit card transactions.
- Online shopping portals – Retailers offer cashback when shopping through their affiliate links.
Popular Cashback Services
| Service | Cashback Rate |
| Rakuten | 1% - 10% |
| Honey | Varies by store |
| TopCashback | Up to 20% |
How to Maximize Cashback?
- Combine credit card rewards with cashback apps.
- Check for special promotions and bonus cashback.
- Use browser extensions that automatically apply cashback.
- Shop during holiday sales for higher cashback rates.
Important Notes
- Some cashback programs have minimum payout thresholds.
- Cashback may take weeks or months to process.
- Read terms and conditions to avoid restrictions.
Cashback is an easy way to save money on everyday purchases. By choosing the right programs and shopping strategically, you can earn significant rewards over time.
